Effective Date: September 12, 2025

Welcome to InsureDrives.com. These Terms and Conditions (“Terms”) govern your access to and use of our website, auto insurance resources, and related communications, including email and SMS alerts. By using this site, you agree to be bound by these Terms. If you do not agree, you should stop using our website and services immediately.

These Terms create a legally binding agreement between you ("User," "you," or "your") and InsureDrives.com ("Company," "we," "our," or "us").

1. Eligibility

To use InsureDrives.com, you must be at least 18 years old and legally capable of entering into binding agreements. By using this site, you confirm that you meet these requirements.

2. Services Provided

InsureDrives.com provides information, comparison tools, and connections to auto insurance offers. We are not an insurance company, government agency, or licensed insurance provider. All content is for informational purposes only and should not be considered legal, tax, or professional insurance advice. Any purchase or agreement for insurance is solely between you and the licensed provider.

3. User Responsibilities

By using our site, you agree to:

• Provide accurate and complete information when filling out forms
• Not use the site for fraudulent, unlawful, or misleading purposes
• Not impersonate another individual or entity
• Use our resources for lawful purposes only
• Comply with all applicable federal, state, and local regulations

4. Account Creation and Security

If you create an account with us, you are responsible for keeping your login information secure. You agree to notify us promptly of any unauthorized access or suspicious activity. We are not responsible for losses resulting from failure to secure your account.

5. Mobile Communications and SMS Alerts

By opting in to receive SMS alerts from InsureDrives.com, you agree to:

• Message Frequency: Up to five (5) messages per month
• Charges: Message and data rates may apply depending on your carrier
• Support: Reply HELP to any message or contact us at support@insuredrives.com
• Opt-Out: Reply STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to stop receiving messages; you will receive a confirmation
• Privacy: Your mobile number will never be shared or sold to third parties for marketing purposes

SMS consent is not required as a condition of using our website or resources.

6. Intellectual Property

All materials on InsureDrives.com including text, images, graphics, forms, and logos are the property of InsureDrives.com or its licensors. You may not copy, reproduce, distribute, or publicly display any content without prior written consent.

7. Disclaimer of Warranties

All information and services are provided “as is” and “as available” without warranties of any kind. We disclaim all warranties, including but not limited to:

• The accuracy, completeness, or reliability of content
• The availability, security, or uninterrupted operation of the website
• Fitness for a particular purpose or non-infringement

8. Limitation of Liability

To the fullest extent permitted by law, InsureDrives.com shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or services. This includes, but is not limited to, damages related to lost profits, service interruptions, or data loss.

9. Indemnification

You agree to indemnify and hold harmless InsureDrives.com, its affiliates, employees, and agents against claims, damages, or expenses (including attorney fees) arising from:

• Your misuse of the website
• Your violation of these Terms
• Your infringement of intellectual property or other rights

10. Changes to the Terms

We may update these Terms at any time. Changes will be posted with an updated “Effective Date.” Continued use of our website after changes means you accept the revised Terms.

11. Termination

We may suspend or terminate your access to InsureDrives.com if you violate these Terms, engage in fraudulent behavior, or if legally required. After termination, your right to access our resources will end immediately.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of New York, without regard to conflict of law rules. Any disputes will be resolved exclusively in the state or federal courts located in New York. By using this site, you agree to this jurisdiction.

13. Contact Information

If you have questions about these Terms, please contact us:

InsureDrives.com
123 Auto Drive, New York, NY 10001 United States
Email: support@insuredrives.com